ABS Data›Auto Loan

Exeter Select EARTS

  • 60+ day delinquency 2.76% of loans, Sep 2026
  • Annualized net loss 4.36% of average pool balance, Sep 2026
  • First-time repossessions 0.39% of loans, Sep 2026
  • Deals 5 active · 0 wound down · data through Sep 2026

Recovery cash is scaled to the servicer report's net proceeds (its loan-level data records it before some costs). Loans without a consumer credit score are excluded.

Issuers:

Series
Basis
DQ bucket
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Macro overlay
Range

Deals on this shelf ·

DealAt pricingHard CE at pricing · % of poolLatest reported · Oct 2026
DealClosedSizeCredit ScoreWAAPRWASubbelow AAAReserveOCinitialHard CEtotal60+ DQ% of loansCNL% of orig. poolPool Factor
2026-2PSRSep 28, 2026$473M67116.69%30.00%1.00%4.50%35.50%0.07%0.00%0.982
2026-1PSRMay 15, 2026$359M67017.16%31.30%1.00%3.25%35.55%3.15%1.19%0.883
2025-3PSROct 22, 2025$357M67017.20%30.10%1.00%2.80%33.90%3.42%3.14%0.717
2025-2PSRJul 30, 2025$368M66917.82%30.70%1.00%2.60%34.30%4.48%4.15%0.636
2025-1PSRApr 23, 2025$328M66917.96%30.50%1.00%2.75%34.25%4.48%5.35%0.560
At pricing — terms from the deal's prospectus and pricing supplement; they do not update.
Credit Score — weighted-average obligor credit score of the pool at cut-off, as stated in the prospectus.
APR — the pool's weighted-average APR at cut-off, as its prospectus states it (the summary and the pool table agree); for deals before 2017, as the issuer's later prospectuses print it.
Hard CE — initial hard credit enhancement for the senior notes, the total the rating agencies quote: Sub (all rated classes below the AAA notes; an unrated residual Class N is not subordination) + Reserve (the reserve fund at closing) + OC (overcollateralization at closing, net of any yield supplement), each as a % of the initial pool balance less any yield supplement — the adjusted pool the issuers and rating agencies measure enhancement against. Excess spread is not included. The total is blank where a part is not known.
Latest reported — from the most recent monthly servicer report (SEC Form 10-D). 60+ DQ is the share of loans 60+ days past due in the ABS-EE loan tape at its latest period; CNL is cumulative net loss as a % of the original pool balance; Pool Factor is the current pool balance ÷ original.
PSR marks a deal with a presale report (2024 deals onward); it opens from the deal name.