ABS Data›Auto Loan
CarMax Select CMXS
- 60+ day delinquency 3.67% of loans, Sep 2026
- Annualized net loss 3.99% of average pool balance, Sep 2026
- First-time repossessions 0.35% of loans, Sep 2026
- Recovered within 12 months of default 38.1% (±1.2 pts) of balance, defaults Jan 2025 – Dec 2025
- Deals 6 active · 0 wound down · data through Sep 2026
CarMax reinstates some charged-off loans; here a charge-off the borrower cured is not a default (see CarMax). Loans without a consumer credit score are excluded.
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Deals on this shelf ·
| Deal | At pricing | Hard CE at pricing · % of pool | Latest reported · Oct 2026 | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| Deal | Closed | Size | Credit ScoreWA | APRWA | Subbelow AAA | Reserve | OCinitial | Hard CEtotal | 60+ DQ% of loans | CNL% of orig. pool | Pool Factor |
| 2026-CPSR | Sep 28, 2026 | $600M | 609 | 16.18% | 23.25% | 1.00% | 3.00% | 27.25% | 0.17% | 0.01% | 0.976 |
| 2026-BPSR | Jun 16, 2026 | $600M | 613 | 16.30% | 27.25% | 1.00% | 3.50% | 31.75% | 2.67% | 0.33% | 0.895 |
| 2026-APSR | Feb 25, 2026 | $750M | 612 | 16.49% | 23.65% | 1.00% | 2.50% | 27.15% | 4.02% | 1.83% | 0.769 |
| 2025-BPSR | Sep 24, 2025 | $900M | 612 | 16.03% | 23.40% | 1.00% | 2.50% | 26.90% | 3.86% | 2.68% | 0.659 |
| 2025-APSR | Mar 26, 2025 | $800M | 608 | 15.96% | 25.75% | 1.00% | 3.25% | 30.00% | 5.74% | 5.00% | 0.526 |
| 2024-APSR | Jun 26, 2024 | $625M | 603 | 16.06% | 22.75% | 1.00% | 6.25% | 30.00% | 7.53% | 8.63% | 0.380 |
At pricing — terms from the deal's prospectus and pricing supplement; they do not update.
Credit Score — weighted-average obligor credit score of the pool at cut-off, as stated in the prospectus.
APR — the pool's weighted-average APR at cut-off, as its prospectus states it (the summary and the pool table agree); for deals before 2017, as the issuer's later prospectuses print it.
Hard CE — initial hard credit enhancement for the senior notes, the total the rating agencies quote: Sub (all rated classes below the AAA notes; an unrated residual Class N is not subordination) + Reserve (the reserve fund at closing) + OC (overcollateralization at closing, net of any yield supplement), each as a % of the initial pool balance less any yield supplement — the adjusted pool the issuers and rating agencies measure enhancement against. Excess spread is not included. The total is blank where a part is not known.
Latest reported — from the most recent monthly servicer report (SEC Form 10-D). 60+ DQ is the share of loans 60+ days past due in the ABS-EE loan tape at its latest period; CNL is cumulative net loss as a % of the original pool balance; Pool Factor is the current pool balance ÷ original.
PSR marks a deal with a presale report (2024 deals onward); it opens from the deal name.
