ABS Data›Auto Loan

CarMax Select CMXS

  • 60+ day delinquency 3.67% of loans, Sep 2026
  • Annualized net loss 3.99% of average pool balance, Sep 2026
  • First-time repossessions 0.35% of loans, Sep 2026
  • Recovered within 12 months of default 38.1% (±1.2 pts) of balance, defaults Jan 2025 – Dec 2025
  • Deals 6 active · 0 wound down · data through Sep 2026

CarMax reinstates some charged-off loans; here a charge-off the borrower cured is not a default (see CarMax). Loans without a consumer credit score are excluded.

Issuers:

Series
Basis
DQ bucket
Display
Macro overlay
Range

Deals on this shelf ·

DealAt pricingHard CE at pricing · % of poolLatest reported · Oct 2026
DealClosedSizeCredit ScoreWAAPRWASubbelow AAAReserveOCinitialHard CEtotal60+ DQ% of loansCNL% of orig. poolPool Factor
2026-CPSRSep 28, 2026$600M60916.18%23.25%1.00%3.00%27.25%0.17%0.01%0.976
2026-BPSRJun 16, 2026$600M61316.30%27.25%1.00%3.50%31.75%2.67%0.33%0.895
2026-APSRFeb 25, 2026$750M61216.49%23.65%1.00%2.50%27.15%4.02%1.83%0.769
2025-BPSRSep 24, 2025$900M61216.03%23.40%1.00%2.50%26.90%3.86%2.68%0.659
2025-APSRMar 26, 2025$800M60815.96%25.75%1.00%3.25%30.00%5.74%5.00%0.526
2024-APSRJun 26, 2024$625M60316.06%22.75%1.00%6.25%30.00%7.53%8.63%0.380
At pricing — terms from the deal's prospectus and pricing supplement; they do not update.
Credit Score — weighted-average obligor credit score of the pool at cut-off, as stated in the prospectus.
APR — the pool's weighted-average APR at cut-off, as its prospectus states it (the summary and the pool table agree); for deals before 2017, as the issuer's later prospectuses print it.
Hard CE — initial hard credit enhancement for the senior notes, the total the rating agencies quote: Sub (all rated classes below the AAA notes; an unrated residual Class N is not subordination) + Reserve (the reserve fund at closing) + OC (overcollateralization at closing, net of any yield supplement), each as a % of the initial pool balance less any yield supplement — the adjusted pool the issuers and rating agencies measure enhancement against. Excess spread is not included. The total is blank where a part is not known.
Latest reported — from the most recent monthly servicer report (SEC Form 10-D). 60+ DQ is the share of loans 60+ days past due in the ABS-EE loan tape at its latest period; CNL is cumulative net loss as a % of the original pool balance; Pool Factor is the current pool balance ÷ original.
PSR marks a deal with a presale report (2024 deals onward); it opens from the deal name.