ABS Data›Auto Loan

AmeriCredit AMCAR

  • 60+ day delinquency 4.27% of loans, Sep 2026
  • Annualized net loss 6.87% of average pool balance, Sep 2026
  • First-time repossessions 0.68% of loans, Sep 2026
  • Recovered within 12 months of default 37.1% (±0.6 pts) of balance, defaults Jan 2025 – Dec 2025
  • Deals 4 active · 82 wound down · data through Sep 2026

Defaults from June 2019; earlier loan-level recovery data is incomplete. The servicer report's charge-offs are net of amounts applied in the month of charge-off and run about 4% below the prior-month balance used here. Loans without a consumer credit score are excluded.

Issuers:

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Deals on this shelf ·

DealAt pricingHard CE at pricing · % of poolLatest reported · Oct 2026
DealClosedSizeCredit ScoreWAAPRWASubbelow AAAReserveOCinitialHard CEtotal60+ DQ% of loansCNL% of orig. poolPool Factor
2024-1PSRMay 29, 2024$1.58B58816.18%25.35%1.00%5.75%32.10%4.32%6.78%0.374
2023-2Sep 20, 2023$1.50B59014.71%25.35%2.00%5.75%33.10%3.98%7.47%0.281
2023-1Mar 15, 2023$1.28B58913.28%25.35%2.00%5.75%33.10%4.08%8.02%0.209
2022-2Jun 22, 2022$1.35B59912.06%25.35%2.00%5.75%33.10%4.75%8.02%0.124
Show 82 wound-down ▾ · right-hand columns: each deal's final servicer report
At pricing — terms from the deal's prospectus and pricing supplement; they do not update.
Credit Score — weighted-average obligor credit score of the pool at cut-off, as stated in the prospectus.
APR — the pool's weighted-average APR at cut-off, as its prospectus states it (the summary and the pool table agree); for deals before 2017, as the issuer's later prospectuses print it.
Hard CE — initial hard credit enhancement for the senior notes, the total the rating agencies quote: Sub (all rated classes below the AAA notes; an unrated residual Class N is not subordination) + Reserve (the reserve fund at closing) + OC (overcollateralization at closing, net of any yield supplement), each as a % of the initial pool balance less any yield supplement — the adjusted pool the issuers and rating agencies measure enhancement against. Excess spread is not included. The total is blank where a part is not known.
Latest reported — from the most recent monthly servicer report (SEC Form 10-D). 60+ DQ is the share of loans 60+ days past due in the ABS-EE loan tape at its latest period; CNL is cumulative net loss as a % of the original pool balance; Pool Factor is the current pool balance ÷ original.
PSR marks a deal with a presale report (2024 deals onward); it opens from the deal name.
Credit Score for deals before 2017 is the pool's weighted average at cut-off, as the issuer's later prospectuses print it.
Hard CE for deals priced 2017–2020 is read from each deal's final prospectus, every part checked against its first servicer report or a second figure in the prospectus. Those prospectuses do not print ratings, so the AAA notes are the Class A notes — the same classes as on every deal since 2021.